How Positiviti Works

We Lend Your Funds

Microloans are issued

Microloans return with principal and interest

Interest gains are reported to you, the lender

Interest Calculator

See Your Estimated Positiviti Returns

*Starting January 1st, 2026, the interest return on the 36%* tier will be adjusted to 24%*.

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  • Lending Amount
  • Est. Return

?

Amount

Lending amount

$1,357

Interest earned ?

$667

Your Estimated Total

$2,023

Catalyst For Growth, Catalyst For Change

Experience a World of Difference with Smart Lending

According to IFC 2020 data, Africa currently faces a $331 billion gap in commercial and industrial lending, resulting in an economic slowdown and widespread poverty. With our microloan platform, we provide everyday lenders with the opportunity to get increased returns on their hard-earned money while supporting and empowering those most in need.

Creating A Solution

With our mobile app, Afrecash provides the financial means for emerging markets within Kenya, essential for fostering economic growth, reducing poverty, and bridging the gap between economic opportunities and marginalized communities. This empowers individuals or micro, small, and medium enterprises (MSMEs) with financial flexibility to elevate their lives or businesses to the next level. By bridging the gap, we promote growth and innovation.

Africa and Beyond

Positiviti is committed to empowering Kenyan entrepreneurs through tailored micro-loans, catering to the needs of the region's 50 million-strong population. We are also planning to expand into new countries to extend our financial empowerment and economic growth mission.

Lend and Save

Maximize your money's potential with a micro-lending strategy. Positiviti ensures smarter, safer long-term financial planning, allowing for increased savings without halting current cash flow stability. Take action with your finances today and witness the growth.

About Positiviti

Lending That Makes A Difference.

Positiviti helps Micro, Small, and Medium Enterprises (MSMEs) flourish and grow in their own countries without aid from foreign governments.

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Your Opportunity For Big Impact

Positiviti Press

April 14, 2025
Important Update to Interest ReturnsREAD MORE

We want to take a moment to express our sincere gratitude for your ongoing support and participation as a valued lender in our program.

April 14, 2025
Positiviti Lending Announces Sponsorship at Money Show Masters Symposium SarasotaREAD MORE

Positiviti Lending will participate as a key sponsor at the Money Show Masters Symposium Sarasota, taking place December 5-7, 2024, at the Hyatt Regency Sarasota, Florida.

April 14, 2025
Positiviti Lending Announces Diamond Sponsorship of Limitless! The Financial Freedom Expo 2024READ MORE

Microlending innovator takes center stage at premier financial event GRAPEVINE, Texas, August 28, 2024 -- Positiviti Lending, a pioneering force in the microlending industry, today announced its Diamond Sponsorship of Limitless!

Client Testimonials

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Become a Micro Lender Today!

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Important Update to Interest Returns

Starting January 1st, 2026, the interest return on the 36% tier will be adjusted to 24%. The 12% tier, however, will remain unchanged.

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